Homeowners associations help protect property values and create a pleasant living environment. But they also impose certain rules on residents. Here are four questions to ask before 购买 property in an HOA.

你负担得起吗??

HOAs are funded by member dues paid monthly, quarterly, or annually. Be sure to ask the seller how much dues are and when they’re assessed so you can factor the cost into your purchase. 

Will You Follow the Rules?

All members of an association must adhere to a set of rules known as the covenants, 条件, 和限制(CC)&Rs). These rules regulate many facets of homeownership, 如草坪养护, 建筑设计, and where you can park vehicles. Ask the seller for a copy of these guidelines to review before you decide to buy.

你会游泳吗??

HOA dues are often used to maintain common areas and amenities, such as swimming pools and trails. These can be 销售 points for some 买家, while others may not expect to use them. Even if you don’t swim, these features could add to the property’s future resale value.

Do You Work Well With Others?

You may be able to get involved in the association by volunteering for a committee or by serving on the board of directors. These can be great ways to meet your neighbors. 

If you’re looking to buy a new home, talk with your REALTOR® to determine if an HOA is right for you.